Oscar Agent Near Me – Eligibility

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Who Qualifies for OBAMACARE?

The Affordable Care Act (ACA), also known as Obamacare, was created to enhance accessibility and affordability of healthcare for all Americans. To be qualified for Obamacare, you must be a U.S. citizen or a lawful immigrant.

Furthermore, you must not be eligible for health insurance through your employer, and you must not be enrolled in a government program such as Medicare or Medicaid. If you don’t have insurance through your employer and you don’t qualify for Medicare or Medicaid, you might be eligible for Obamacare.

There are also income requirements for Obamacare eligibility. If you earn less than a certain amount annually, you may be eligible for financial assistance to help you afford health insurance. The amount of financial assistance you receive is based on your income, so the less you make, the more assistance you may be eligible for.

In general, the aim of Obamacare is to provide more alternatives for individuals who need health insurance but are unable to afford it on their own. If you are unsure whether you are eligible for Obamacare or require assistance with the enrollment process, there are several resources available to help, including licensed agents who specialize in health insurance.

Obamacare Health Insurance Eligibility Checklist

  • Must be a U.S. Citizen or lawfully denominated immigrant
  • Must not have insurance through your employer
  • Must not be enrolled in a government program such as Medicaid or Medicare
  • Must meet Federal Poverty Level Guidelines

Federal Poverty Level

 

 Financial assistance for health insurance, including subsidies, is determined by the federal poverty level (FPL), which varies depending on household size and location. The FPL is established by the federal government and is intended to reflect poverty-level income. For instance, in 2021, a single person’s FPL is $12,880 annually. Individuals earning below this threshold may be eligible for financial assistance to help with healthcare expenses.

The FPL plays a critical role in determining eligibility for government assistance programs such as Medicaid, the Children’s Health Insurance Program (CHIP), and Obamacare health insurance.

If you’re uncertain about qualifying for financial assistance based on the FPL, numerous resources are available to assist you, including licensed agents specializing in health insurance. The FPL levels are decided by the government, and you can check them on the Department of Health and Human Services website. The FPL range may vary by state.

Allow us to assist you in determining your eligibility for an Oscar health plan through the Affordable Care Act.